Friday, February 06, 2009

AARP Finance

AARP - Finance

The UK has reduced its Interest rate to 1.0% as expected but this is a twin bladed sword because saving rates have also reduced which effect many retired people.

There is also a glimmer of hope in the UK housing market based on a recent survey, it seems that houses prices have reached a level where first time buyers are prepared to enter the market, provided they can obtain loans to borrow between 3-4 times their income. At the moment it looks like the housing market will improve ahead of the USA, where investors are still looking for the market to fall by a further 20% or more mortgage rates are rising

Last week, when the average 30-year fixed mortgage rate was 5.48%, a $200,000 loan would have carried a monthly payment of $1,133.07, according to Bankrate.com. With the average rate now 5.70%, the monthly payment for the same size loan would be $1,160.80, a difference of nearly $28 per month.

In the USA the senates debate on the economic stimulus plan is due to conclude on Friday morning and it is expected that the funding requirement will be reduced to help the budget deficit.

David Ogden - Tomorrows Home Business - Retire in Ten Years
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Weight Loss

Are you looking for quick weight loss? Many people want to lose weight, but many of them are using the wrong diets and exercise methods that yield no results! Working out long and hard at the gym and jogging every day will never give you the weight loss effects you want. This article will describe the 4 most important aspects of weight loss, and how you can do it quickly.

1. Having The Right Diet

This is the number one factor that determines whether you will be able to slim down or not. No amount of exercise and working out is going to help if you are eating the wrong types of foods and not eating fat burning foods to maximize your weight loss results. Your body is ultimately made by what you put in your mouth.

2. Eating 5 Small Meals A Day

Eating effective fat burning foods is the best way to lose weight. You need to aim be eat about 5 small meals per day. By eating more frequently using smaller portions, you can boost your body’s metabolism and get fast weight loss.

3. Cardiovascular Exercise

Most people know that cardio training is helpful in making the body lose fats, but do you know that most people exercise the wrong and ineffective way? Most generally think that jogging for a long period of time is the best for weight loss, when in actual fact it is very ineffective.

The right way to exercise is to perform more intense but shorter workouts. You can perform your cardio exercise on any exercise equipment, and start off slowly. After about five minutes, you should increase the intensity of your exercise until you are fully exerting yourself for 1 to 2 minutes. After that time, you can lower the intensity before you increase it up again. its a bit like interval running training, sprints and recovery.

4. Small Amounts Of Strength Training

Most women have the wrong idea that strength training will build bulky muscles. It is only a myth since it is very difficult for women to bulk up because they have lower levels of testosterone. Small amounts of strength training can help you tone your muscles and make you look slimmer!

By building some muscles on your body, you will be able to achieve a sexier and healthier looking body. If you slim down without building up some lean muscle, you will look like a walking toothpick.

Conclusion

Slimming down is easy if you eat the right foods and exercise the right way. Once you lower your body fat levels sufficiently, you should start to see your body responding in a positive way. Use the resources below to achieve fast weight loss

To find out how to lose weight the safe way Click Here, or to receive my FREE weight loss Report Click Here or if you want a Free Fast Track To Weight Loss DVD Click Here

David Ogden - Health and Wellness - Lose Weight USA
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